2,400 backpacks, filled
Every August our staff stuff backpacks with notebooks, pencils and a few snacks. Teachers at 31 schools hand them out quietly, no questions asked.
Member owned since 1954
A credit union that leaves the porch light on.
Lanternway is owned by the people who bank here. That means fair rates, fewer fees, and a real neighbor who picks up the phone.
- No monthly fee on Neighbor Checking
- 9 branches, 1 phone number
- Insured by NCUA
Quick start
What do you need today?
Pick one. We will walk you the rest of the way.
- Join LanternwayTakes about 5 minutes
- Open an accountChecking, savings, youth
- Get a car loanFrom 5.29% APR
- Buy or refinance a homeLocal loan officers
- Find a credit cardNo annual fee, ever
- Make a paymentOnline, phone, or in person
- Book a visitFind your nearest branch
- Card helpLost, stolen, or not working
Good news this month
Three things worth a look
Sample rates for a design concept. See all rates and disclosures.
Today's featured rates
Effective October 1, 2026- 12 month certificate
- 4.20% APY
- Money market, $25k+
- 2.25% APY
- New auto, 60 months
- 5.49% APR
- 30 year fixed mortgage
- 6.375% rate
- Everyday Low card
- 11.90% APR from
See every rate Sample rates only.
Payment calculator
What would a loan cost each month?
Slide the amount and see an estimate right away. For example, $25,000 over 60 months at 6.49% is about $489 a month.
Uses 6.49% APR for 60 months. Change those on the full calculator.
Open the full calculatorEstimated monthly payment
$489 / month
- Total interest
- $4,342
PrincipalInterest
An estimate only. Not a loan offer.
Neighbors first
Where your credit union shows up
Profits go back to members and to the towns we share. Here is some of what that looked like this year.
A cleaner Ember River
Each spring, 180 members and staff haul tires, shopping carts and plenty of bottles out of the riverbank. Lunch is on us, and so are the gloves.
Free tax help in your town
Volunteers helped 1,150 households file for free this winter. Many got back money they did not know they were owed.
Lanternway by the numbers
- member-owners
- 41,800
- branches around the valley
- 9
- shared-network ATMs nationwide
- 30,000+
- years of looking out for neighbors
- 72
In their words
What members say
I walked in nervous about my first car loan. Gloria sat with me for an hour and never once made me feel small. I drove home in a Corolla.
When the river flooded our basement, someone called us before we called them. That is the whole reason I will never bank anywhere else.
My daughter opened her first savings account here at nine. She has checked the balance on the app every day since. I could not be prouder.
Member stories are made up for this concept site.
Come on in. We saved you a seat.
Anyone who lives, works, worships or goes to school in the Ember Valley can join. It takes about five minutes and you can start with as little as $5.